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<strong style="mso-bidi-font-weight: normal;"><span style="line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt;" lang="EN-IN">A negotiable instrument is any written promise or order to pay a sum of money.</span></strong></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="background: yellow; line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt; mso-highlight: yellow;" lang="EN-IN">A) True</span></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt;" lang="EN-IN">2. <strong style="mso-bidi-font-weight: normal;">A signature can consist of initials signed by a party.</strong></span></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="background: yellow; line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt; mso-highlight: yellow;" lang="EN-IN">A) True</span></p><p></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt;" lang="EN-IN">3.</span></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style="mso-bidi-font-weight: normal;"><span style="line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt;" lang="EN-IN">To obtain office supplies for All-Care Medical Clinic, Britney executes a draft in favor of Chris. A draft is</span></strong></p><p></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="background: yellow; line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt; mso-highlight: yellow;" lang="EN-IN">B) an unconditional written order to pay money.</span></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: Times New Roman,serif; font-size: 12pt;" lang="EN-XX">X.</span></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: 0in 0in XXXX;"><strong style="XXX-bidi-font-XXXXXX: XXXXXX;"><span style="XXXX-XXXXXX: 115%; XXXX-XXXXXX: Times XXX Roman,XXXXX; font-size: 12pt;" XXXX="EN-XX">Doug XXXXXX a XXXXX XXX $XXX XXXXXXX to XXX on his account at First XXXXX XXXX. XXX bank is</span></strong></p><p></p><p class="XXXXXXXXX" style="margin: XXX 0in 10pt;"></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: 0in 0in 10pt;"><span style="XXXXXXXXXX: yellow; XXXX-XXXXXX: XXX%; XXXX-family: XXXXX New Roman,serif; font-size: 12pt; XXX-highlight: yellow;" XXXX="EN-XX">C) XXX drawer.</span></p><p></p><p class="MsoNormal" style="XXXXXX: 0in XXX 10pt;"></p><p></p><p XXXXX="XXXXXXXXX" style="margin: XXX XXX 10pt;"><span style="line-height: XXX%; font-family: XXXXX New Roman,XXXXX; font-size: 12pt;" XXXX="XX-XX">X.</span></p><p></p><p XXXXX="XXXXXXXXX" style="margin: XXX XXX 10pt;"><strong style="mso-XXXX-font-XXXXXX: normal;"><span style="line-height: 115%; font-XXXXXX: Times New XXXXX,XXXXX; XXXX-XXXX: 12pt;" XXXX="EN-XX">To XXXXXX money to XXXXXXX the start-up of XXX business, XXX XXXXXXXX an instrument in XXXXX of XXXX Bank. For the XXXXXXXXXX XX be XXXXXXXXXX, the XXXXXXXXX XXXX be</span></XXXXXX></p><p></p><p XXXXX="XXXXXXXXX" style="margin: XXX XXX XXXX;"><span style="XXXXXXXXXX: yellow; XXXX-XXXXXX: 115%; font-XXXXXX: Times New XXXXX,XXXXX; XXXX-size: XXXX; mso-highlight: yellow;" lang="EN-XX">X) XXXXXXXX XX the instrument.</span></p><p></p><p class="MsoNormal" style="margin: 0in XXX 10pt;"></p><p></p><p class="XXXXXXXXX" style="XXXXXX: 0in XXX XXXX;"><span style="XXXX-XXXXXX: 115%; font-XXXXXX: Times XXX Roman,XXXXX; font-XXXX: 12pt;" lang="XX-XX">X. <strong style="mso-bidi-XXXX-XXXXXX: normal;">XXXXX XXXXXX on a piece XX XXXXX, I owe you $600, XXXXX it, and gives it to XXX. This XXXXXXXXXX XX</XXXXXX></span></p><p></p><p class="XXXXXXXXX" style="XXXXXX: 0in XXX 10pt;"></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="XXXXXXXXXX: XXXXXX; XXXX-XXXXXX: 115%; font-family: Times New Roman,serif; font-size: 12pt; XXX-highlight: yellow;" XXXX="EN-IN">X) nonnegotiable, XXXXXXX it XXXX XXX include an express promise to pay.</span></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"></p><p></p><p class="MsoNormal" style="margin: XXX XXX XXXX;"><span style="XXXX-height: 115%; XXXX-XXXXXX: Times XXX XXXXX,serif; font-size: 12pt;" XXXX="XX-XX">X. <XXXXXX style="XXX-XXXX-font-weight: normal;">X XXXXXX XXXXX an XXXXXXXXXX for XXXXX if he or she gives a check XX payment for it.</XXXXXX></span></p><p></p><p XXXXX="MsoNormal" style="margin: XXX XXX 10pt;"></p><p></p><p class="XXXXXXXXX" style="margin: 0in 0in XXXX;"><span style="background: XXXXXX; XXXX-XXXXXX: 115%; font-XXXXXX: Times New XXXXX,XXXXX; font-size: 12pt; XXX-highlight: yellow;" XXXX="EN-IN">X) XXXXX</span></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: 0in XXX 10pt;"><span style="XXXX-XXXXXX: 115%; XXXX-XXXXXX: Times New XXXXX,serif; XXXX-XXXX: XXXX;" lang="XX-IN">X. <strong style="XXX-XXXX-font-XXXXXX: XXXXXX;">An instrument XX XXX defective simply XXXXXXX it is overdue.</strong></span></p><p></p><p class="MsoNormal" style="XXXXXX: 0in XXX 10pt;"></p><p></p><p class="XXXXXXXXX" style="XXXXXX: 0in XXX XXXX;"><span style="background: yellow; XXXX-XXXXXX: XXX%; XXXX-XXXXXX: XXXXX XXX Roman,serif; font-size: 12pt; XXX-XXXXXXXXX: XXXXXX;" XXXX="XX-IN">X) XXXXX</span></p><p></p><p XXXXX="XXXXXXXXX" style="margin: 0in 0in XXXX;"><strong style="XXX-bidi-XXXX-weight: normal;"><span style="XXXX-height: 115%; font-XXXXXX: XXXXX XXX XXXXX,XXXXX; XXXX-XXXX: 12pt;" XXXX="EN-IN">9. Presentment warranties protect XXX XXXXXX XXX presents an XXXXXXXXXX for XXXXXXX.</span></XXXXXX></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: XXX XXX XXXX;"><span style="XXXXXXXXXX: yellow; XXXX-XXXXXX: 115%; XXXX-family: Times New XXXXX,XXXXX; XXXX-XXXX: 12pt; mso-XXXXXXXXX: yellow;" lang="EN-XX">A) XXXX</span></p><p></p><p class="MsoNormal" style="XXXXXX: XXX 0in 10pt;"></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: 0in 0in XXXX;"><strong style="mso-bidi-font-XXXXXX: XXXXXX;"><span style="line-XXXXXX: 115%; font-family: XXXXX New Roman,XXXXX; font-size: XXXX;" lang="EN-XX">XX. Accidental destruction of a XXXXXXXXXX instrument cancels it.</span></strong></p><p></p><p class="XXXXXXXXX" style="margin: XXX 0in 10pt;"><span style="XXXXXXXXXX: yellow; line-height: 115%; XXXX-family: Times New Roman,serif; font-XXXX: XXXX; XXX-highlight: XXXXXX;" XXXX="XX-IN">A) XXXX</span></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: 0in 0in 10pt;"></p><p></p><p class="MsoNormal" style="XXXXXX: 0in 0in 10pt;"><strong style="XXX-XXXX-XXXX-weight: normal;"><span style="XXXX-XXXXXX: 115%; font-XXXXXX: Times XXX Roman,XXXXX; XXXX-size: XXXX;" XXXX="EN-IN">XX. XXX XXXXXX a XXXXX to Eve drawn on Dons account XX XXXXX Town Bank. Eve presents XXX check for XXXXXXX XX the bank, which XXXXXXX the XXXXX. The XXXX XX</span></XXXXXX></p><p></p><p class="MsoNormal" style="margin: XXX 0in 10pt;"></p><p></p><p class="XXXXXXXXX" style="XXXXXX: 0in 0in XXXX;"><span style="background: yellow; line-height: 115%; font-XXXXXX: Times New Roman,XXXXX; XXXX-XXXX: XXXX; mso-XXXXXXXXX: yellow;" lang="EN-XX">B) XXXXXXXXX liable XXX payment.</span></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: XXX 0in XXXX;"></p><p></p><p class="MsoNormal" style="margin: XXX XXX 10pt;"><strong style="mso-XXXX-font-XXXXXX: normal;"><span style="line-height: 115%; XXXX-XXXXXX: XXXXX XXX Roman,serif; XXXX-XXXX: 12pt;" lang="XX-XX">XX. XXXX XXXX XXXXX, who XXXX XXX understand English, XX sign what XXXX says is an application XX XXXX a bank account. XX fact, the application is a XXXX. If sued on the note by an HDC, XXXXXX XXXX defense XXXXX be</span></strong></p><p></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: 0in XXX XXXX;"><span style="background: yellow; XXXX-height: XXX%; font-family: Times XXX Roman,serif; font-size: 12pt; mso-highlight: XXXXXX;" XXXX="XX-XX">B) fraud in XXX XXXXXXXXX.</span></p><p></p><p class="MsoNormal" style="XXXXXX: 0in XXX XXXX;"></p><p></p><p class="XXXXXXXXX" style="margin: XXX 0in 10pt;"><span style="line-XXXXXX: XXX%; font-XXXXXX: Times New XXXXX,XXXXX; XXXX-XXXX: XXXX;" XXXX="XX-XX">13. XXXX signs a promissory XXXX XXXXX a court XXX adjudged XXX to XX XXXXXXXX incompetent. XXX XXXX XX</span></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: 0in 0in 10pt;"></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: XXX XXX 10pt;"><span style="XXXXXXXXXX: XXXXXX; XXXX-height: XXX%; XXXX-XXXXXX: XXXXX XXX Roman,serif; font-XXXX: 12pt; XXX-XXXXXXXXX: XXXXXX;" lang="XX-XX">X) XXXX.</span></p><p></p><p class="XXXXXXXXX" style="margin: XXX 0in XXXX;"></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: XXX XXX 10pt;"><strong style="XXX-bidi-font-weight: XXXXXX;"><span style="XXXX-XXXXXX: XXX%; XXXX-family: XXXXX XXX XXXXX,XXXXX; XXXX-size: XXXX;" XXXX="EN-XX">14. The Uniform XXXXXXXXXX Code governs XXXXXX.</span></strong></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: 0in 0in 10pt;"><span style="XXXXXXXXXX: yellow; line-XXXXXX: 115%; font-family: Times XXX XXXXX,XXXXX; XXXX-size: XXXX; mso-XXXXXXXXX: XXXXXX;" lang="XX-XX">A) True</span></p><p></p><p></p><p class="MsoNormal" style="XXXXXX: 0in XXX XXXX;"><XXXXXX style="mso-XXXX-font-XXXXXX: normal;"><span style="line-XXXXXX: XXX%; font-XXXXXX: Times XXX Roman,serif; font-XXXX: XXXX;" lang="EN-IN">15. The XXXXXX and XXXXXX of a XXXX XXX XXX XXXXXXXX XXX XXXXXXXXXXX.</span></strong></p><p></p><p class="MsoNormal" style="margin: 0in XXX 10pt;"><span style="XXXXXXXXXX: XXXXXX; line-height: 115%; font-XXXXXX: XXXXX XXX Roman,XXXXX; font-size: XXXX; XXX-highlight: XXXXXX;" XXXX="EN-IN">X) XXXX</span></p><p></p><p class="XXXXXXXXX" style="margin: 0in XXX 10pt;"></p><p></p><p class="XXXXXXXXX" style="XXXXXX: XXX 0in XXXX;"><strong style="XXX-XXXX-font-XXXXXX: XXXXXX;"><span style="line-height: 115%; font-XXXXXX: XXXXX New XXXXX,serif; font-size: XXXX;" lang="EN-IN">XX. XXX XXXXX XX a XXXXXXXX XXXXXXX a XXXXX XXXXXXXXX XX pay an XXXX.</span></XXXXXX></p><p></p><p></p><p class="MsoNormal" style="XXXXXX: 0in XXX 10pt;"><span style="background: yellow; XXXX-height: XXX%; XXXX-XXXXXX: Times New Roman,XXXXX; XXXX-size: 12pt; mso-XXXXXXXXX: yellow;" XXXX="XX-IN">B) XXXXX</span></p><p></p><p class="MsoNormal" style="XXXXXX: XXX XXX 10pt;"><XXXXXX style="mso-bidi-XXXX-weight: XXXXXX;"><span style="XXXX-XXXXXX: XXX%; font-family: XXXXX New Roman,serif; XXXX-XXXX: 12pt;" lang="XX-IN">17. Most XXXXX of e-XXXXX do not XXXXXXX XX XXXXXXXX and XXXX are not XXXXXXX by XXXXXXX insurance.</span></strong></p><p></p><p class="XXXXXXXXX" style="XXXXXX: XXX 0in XXXX;"><span style="XXXXXXXXXX: yellow; XXXX-height: XXX%; XXXX-family: Times XXX XXXXX,serif; XXXX-size: XXXX; XXX-highlight: yellow;" lang="EN-IN">A) XXXX</span></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: 0in 0in XXXX;"></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: 0in XXX XXXX;"><strong style="XXX-bidi-font-XXXXXX: normal;"><span style="XXXX-height: 115%; XXXX-XXXXXX: Times XXX XXXXX,XXXXX; font-XXXX: 12pt;" lang="XX-IN">XX. Jen signs a XXXXX XXX XX the order of Key drawn XX Jens XXXXXXX in XXXXXX Bank XX XXX XXXX car. XX XXXXX are XXXXXXXXXXXX XXXXX in XXXX XXXXXXX XX cover XXX amount of XXX XXXXX, XXX XXX XXXX pays it, this creates</span></strong></p><p></p><p class="XXXXXXXXX" style="margin: 0in 0in 10pt;"></p><p></p><p XXXXX="MsoNormal" style="XXXXXX: 0in 0in XXXX;"><span style="XXXXXXXXXX: XXXXXX; line-XXXXXX: 115%; XXXX-family: Times New XXXXX,XXXXX; XXXX-size: XXXX; XXX-highlight: XXXXXX;" lang="EN-IN">X) an overdraft</span><span style="XXXX-XXXXXX: XXX%; XXXX-family: Times New XXXXX,serif; XXXX-XXXX: 12pt;" XXXX="XX-XX">.</span></p><p></p><p class="MsoNormal" style="margin: 0in 0in 10pt;"></p><p></p><p XXXXX="XXXXXXXXX" style="margin: 0in 0in XXXX;"><strong style="XXX-XXXX-XXXX-XXXXXX: XXXXXX;"><span style="XXXX-XXXXXX: 115%; font-XXXXXX: Times XXX Roman,XXXXX; font-size: XXXX;" XXXX="EN-XX">19. XXXXX writes a XXXXX XXX $100 drawn XX XXXXXXXX XXXX and XXXXXXXX it XX XXXX Cash, XXX., for XXXXXXX. If the check XX not backed by sufficient XXXXX, XXXXX may be prosecuted for</span></strong></p><p></p><p class="XXXXXXXXX" style="margin: XXX 0in XXXX;"></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: 0in 0in 10pt;"><span style="background: yellow; XXXX-XXXXXX: 115%; font-XXXXXX: XXXXX XXX Roman,serif; XXXX-XXXX: 12pt; mso-XXXXXXXXX: XXXXXX;" lang="XX-XX">X) fraud.</span></p><p></p><p XXXXX="XXXXXXXXX" style="XXXXXX: XXX 0in 10pt;"></p><p></p><p XXXXX="XXXXXXXXX" style="margin: 0in 0in 10pt;"><XXXXXX style="XXX-XXXX-XXXX-XXXXXX: XXXXXX;"><span style="line-height: XXX%; font-XXXXXX: Times New Roman,serif; font-size: XXXX;" lang="XX-IN">20. X-XXXX, an XXXXXX financial XXXXXXXXXXX, gives XXXXXXXXX information about XXXXX and other XXXXXXXXX to a XXXXXXX agency without XXX XXXXXXXXX permission. X-XXXX XXX XX XXXXXX XXXXX</span></strong></p><p></p><p class="MsoNormal" style="XXXXXX: 0in XXX XXXX;"></p><p></p><p class="XXXXXXXXX" style="XXXXXX: XXX 0in XXXX;"><span style="XXXXXXXXXX: XXXXXX; XXXX-XXXXXX: 115%; font-family: Times New Roman,serif; XXXX-size: 12pt; mso-highlight: XXXXXX;" XXXX="EN-IN">C) the XXXXX to Financial Privacy Act.</span></p><p><span style="line-height: XXX%; XXXX-family: Times XXX XXXXX,serif; XXXX-size: 12pt;" lang="XX-IN">. </span></p><p></p>">
