I. INTRODUCTION
Defined rather simply, Medicare is “is a single-player, national social insurance program which is administered by the United States Federal Government since 1966, currently using thirty to fifty private insurance companies across the United States who are under contract for administration of this program. ”
The way in which Medicare is funded is a rather simple analysis, composed primarily of taxes of ordinary citizens. Additionally, Medicare is funded along with tax by premiums and sur taxes from beneficiaries, as well as the revenue from the Medicare program which makes this program an asset. This program allows for individuals over the age of sixty five in the United States who have worked and paid into the system (essentially a copy of social security extension/supplement) to gain health insurance.
II. MEDICARE: GENERAL
Medicare essentially came into creation and thought around the late 1950‘s, where national health care ideas had been destroyed, tossed around, and beaten for many years. Franklin Delano Roosevelt did not touch medicare due to its controversial status during the time, as he was seeking to stay president and not become embroiled in controversy. It would not be until 1957, when the Medicare itself would be brought forth.
According to “The New Yorker”, the story of Medicare is that of strife, as stated below. As said,
StXXX, XXXX Democrats remained XXXXXXXXX that XXX health-XXXX XXXXXX XXXX too many Americans without access to XXXXXXXXXX care. XX XXXX, Congressman XXXX Forand, an XXXXXX New XXXX XXXXXXX who had XXXX XXXXXX after seventh grade XX XXXX care XX his XXXXXX XXXXXX, XXXX up with the XXXX XX a XXXXXXX XXX XXXX XXXXXXXX program XX a XXXXX XXXX toward XXXXXXXX health XXXXXXXXX. With Congressman Cecil XXXX, a California XXXXXXXX, Forand proposed covering XXXX XX XXX medical costs of the XXXXXXX number of Americans XXXX XXX age XX XXXXX-XXXX. XXX problem XX XXXXXXX Americans XXX XXXXXX XXXXXX XXXX was XXXXX, according XX XXX Department XX XXXXXX, XXXXXXXXX, and XXXXXXX. XXXXX Americans XXXXXXXX XXXX than twice as XXXX XXXXXXXX care as XXXXXX under the age of sixty-XXXX. XXXX XXXX XXXXXX XXXXXXXX benefits, most could not afford the cost XX XXXXXXXXXXXXXXX, which XXX rising rapidly during these XXXXX XX a result XX XXXXXXX advances. XXXXXX XXX King XXXX XXX XXXXXXXX XXXXXXXX to propose XXXX the XXXXXXX fall under the Social Security XXXXXXXXXXXXXX. Liberals XXXXX XX able to argue XXXX XXXX were XXXXXX expanding the XXXXXXX program and XXXXXX for XXX new benefits through the Social XXXXXXXX payroll XXX.
As the XXXXXX XX XXXXXXXX ensued, the only way XXXX XXXXXXXX and XXXXXXXX was able XX XXXXXXXX XXXXXXXXX in its way XXX due XX XXX political XXXXXXX XX Congress XXX the views of certain politicians. XXXXXXXXX, XXXXXX XXX a XXXXXX in the XXXXX of XXXXX XXXXXXXXX XXX political XXXXX was the only XXX XXXX XXXXXXXX XXXXX XXX XXX XXXX at the XXXX.
XXX. THE XXXXXXXXX OF XXXXXXXX
Modernly, XXXXX eligible XXX Medicare XXXXXXXXXXXX (and discussed below as the receivers) XXX XX XXXXXXX, according XX HHS.XXX:
XXXXXXXXX, Medicare is XXXXXXXXX for people age XX or XXXXX, XXXXXXX XXXXXX XXXX XXXXXXXXXXXX XXX XXXXXX with XXX XXXXX XXXXX XXXXXXX (permanent XXXXXX failure XXXXXXXXX XXXXXXXX or transplant). Medicare XXX XXX parts, XXXX X (Hospital XXXXXXXXX) and XXXX B (Medicare Insurance). XXX are eligible XXX XXXXXXX-XXXX XXXX A if you are age XX or XXXXX XXX you or XXXX spouse XXXXXX XXX paid XXXXXXXX taxes for at XXXXX 10 years. XXX XXX XXX XXXX A XX age 65 without XXXXXX to XXX XXXXXXXX XX: (1) XXX XXX eligible XX receive XXXXXX XXXXXXXX or XXXXXXXX benefits but you have not yet filed for XXXX. (2) XXX are receiving XXXXXXXXXX XXXXXXXX XXXX XXXXXX XXXXXXXX or the XXXXXXXX Retirement XXXXX. (X) You or your XXXXXX XXX Medicare-covered XXXXXXXXXX XXXXXXXXXX.
XXX in a XXXXXX XXXXXXXXXX way, XXXXXXXX is XXX those XXXX the age XX XX who XXXX XXXX XXXX XXX system, those with disabilities or XXXXX XXX XXX XXXXX a certain age. This is to ensure that XXXXXXX groups of people XXX would XXX be able to afford XXXXXXXXX XXX able to XXXXXXX the benefits that they would otherwise XXX XXXXXXX.
XX. XXX COSTS &XXX; XXXXXXX XX ADMINISTERING MEDICARE
In an article XXXXXXX XX The XXXXXX For Public XXXXXXXXX (XXXXXX XX a XXXX XXXXXXXX XXXXX), titled “XXX XXXXXXXX XXXXXXXXX XXXXX Taxpayers XXXXXXXX More Than XX XXXXXX; Regulators Have XXXX XXXXXXXX Secret XXX XXXXX XX No Fix XX Sight”, seven definitive certain XXX findings were XXXX concerning XXX XXXXX & XXXXXXX of administering XXXXXXXX, such as:
X. XXXXXXX XXXXXXXXX have XXXX billions in improper XXXXXXXX XX Medicare Advantage XXXXX traced to risk XXXXX XXXXXX.
2. Medicare XXXXXXXXX XXXX XXXXXX rose much faster than XXX national XXXXXXX in XXXXXXXX of XXXXXXXX nationwide XXXXXXX XXXX and XXXX. XXXX rise in risk XXXXXX cost XXXXXXXXX XXXX than $XX billion; XXXXXXX attribute that more XX XXXXXXXXXX XXXXXXX XXXX XXXXXX XXXXXXXX.
3. Though federal health XXXXXXXXX XXXX XXXXXXXX XXXXXXXXX some XXXXXXXX XXXXXXX data, key financial XXXXXXX of Medicare Advantage plans XXXX been XXXX XXXXX XXXXX.
4. The failure to crack down on health XXXXX that overbill doesn’t XXXX well for the XXXXXXXXXX XXXX Act, XXXXX relies XX a XXXXXXX XXXX scoring system.
X. XXXX XXXXX errors triggered nearly $XX billion in “improper” payments XX XXXXXXXX Advantage plans from 2008 through 2013 — XXXXXX overbillings, according XX government estimates. Federal XXXXXXXXX XXXXXXX to XXXXXXXX XXXXXX plans suspected XX XXXXXXXXXXXX Medicare, XXXXXX XXXXXX policy that XXXXX many XXXXXXXX records confidential. The XXXXXX XX suing to make these XXXXXXX XXXXXX.
6. XXXX XXXXXX XX XXXXXXXX Advantage XXXXXXXX rose XXXXXXX in XXXXX in at XXXXX 1,000 counties nationwide XXXXXXX XXXX and 2011, boosting XXXXXXXX XXXXX XX XXXX XXXX $36 XXXXXXX over estimated XXXXX for caring for XXXXXXXX in standard Medicare.
X. XX XXXX than 200 XX these counties, XXX cost XX XXXX XXXXXXXX XXXXXXXXX plans XXX at least 25 percent higher than the XXXX of providing standard Medicare coverage. XXX XXXX swing in XXXXX XXX most evident in XXXX states: XXXXX Dakota, New XXXXXX, Colorado, Texas and XXXXXXXX.
XXX XXXXXXX states XXXX XXXXXXXX XXX XXXXXX XXXX, XXXX as a benefit XX many, has certain XXXX XXXXX to it XXXXX make it XXXXXXXXXXX. XXXXXX XXXXXXXX’s XXXXXXXXX XX XXXX to attempt to XXXXXXX XXX nation and its XXXXXXXX, XXX costs XXX XXXXX of Medicare XXXX XXXX driven XX XXXX over-XXXXXXX, fraud and suspect XXXXXXXX which XXXX been XXXXXXXX in an attempt to XXXX XXX XXXXXX and make a quick profit. XXXXXXX, XXX XXXXXXX XXXXXX that XXXXXXX XXXXXXXXX XXX XXX/run the XXXXXXXX XXXXXXX repeatedly failed/refused to XX interviewed or answer XXXXXXXXX XXXX were asked of XXXX concerning XXXXX issues. XXXXXXXXXXX, XXXX XXXXXXX XXXXX that the costs/efforts XX Medicare XXXXXXXXXXX have turned XXXX a money grab. Further costs XX XXXXXXXX are XXXXXXXXXX within XXX XXXXXXXXXX section, XXXXXXXXXXXX XX XXXXXXXX.gov.
X. XXXXXXXXXX
XXXXXXXX XXXXXXX an XXXXX today in XXXXXX XXXXXX XXXXXXXX XX people XXXXX the XXXXXX XX a XXXXXXX XXX the costs associated with the XXXXXXX are out XX sync; XXXXX others state it is a XXXXXXXXX XXX XXXXX XXXXX to XX XXXXXXXXXXX. As attempts XXXXXX the XXXXXXXXX sphere XXXXXXX to change the way XXXXXXXX is sought after or XXXX, XXX question remains at XXX XXX XX XXX day, will XXXXX be an XXXXXXXXX system XX XXX in XXX assistance XX insurance to XXXXX XXX XXXXX XXX XXXXXX it? XXXXXXXXXX, XXX benefits XX the people XXX XXXX XXX XXX outweigh XXX XXXXX on the taxpayer XXXXXXX XXXXXXXX in XXXXXXX should have assistance XXXX XXXXXX.
BIBLIOGRAPHY/REFERENCES
1. The XXXX Conundrum
Atul XXXXXXX - XXXX://www.newyorker.XXX/XXXXXXXX/2009/XX/01/XXX-cost-conundrum
X. The Experts Were XXXXX About the Best Places XXX XXXXXX and Cheaper XXXXXX XXXX
XXXXX XXXXXX-XXXX - https://www.XXXXXXX.com/XXXXXXXXXXX/XXXX/12/XX/upshot/XXX-XXXX-XXXXXX-for-better-cheaper-health-care-XXXXX-what-experts-XXXXXXX.XXXX?XX=0
3. Why XXXXXXXX Advantage XXXXX XXXXXXXXX XXXXXXXX more XXXX it XXXXXX
Fred Schulteemail-David Donald-XXXX Durkin - https://www.publicintegrity.org/XXXX/06/04/14840/XXX-medicare-XXXXXXXXX-costs-XXXXXXXXX-XXXXXXXX-XXXX-it-XXXXXX
4. XXXXXXXX XXXXX And XXXXXX XXX XXXX
XXXXXXXX XXXXX - http://www.XXXX.org/health/medicare-XXXXXXXXX/XXXX-XXXX/XXXXXXXX-prices-costs-XX.html
X. How XXXX XXXX it cost each month for XX to XXXX Original Medicare?
https://XXX.XXXXXXXXXXXXXXXXXXX.XXX/get-answers/how-XXXXXXXX-medicare-XXXXX/original-XXXXXXXX-cost-overview/how-XXXX-XXXX-it-XXXX-XXXX-XXXXX-for-me-XX-XXXX-XXXXXXXX-XXXXXXXX
6. XXXX XXXXXXXX costs
XXXXX://XXX.XXXXXXXX.gov/your-medicare-costs/
7. 2016 XXXXXXXX XXXXXXXX and XXXXXXXXXXX
https://XXXXXXXX.XXX/about-XXXXXXXX/XXXXXXXX-premiums-XXXXXXXXXXX-XXXX/
X. XXXXXX Security: XXXXXXXX. (n.d.). XXXXXXXXX XXXX XXXXX://XXX.ssa.XXX/pubs/XX-05-10043.pdf
X. Who XX eligible XXX XXXXXXXX?
XXXXXXX (DCD) - https://XXX.XXX.gov/XXXXXXX/XXXXXXXX-XXX-medicaid/XXX-is-XXXXXXXX-for-XXXXXXXX/index.XXXX
XX. XXX Medicare Was XXXX
XXXXXX Zelizer - XXXX://www.newyorker.com/news/XXXX-XXXX/medicare-XXXX
11. XXXXXXXX (XXXXXX States)
https://en.wikipedia.org/XXXX/XXXXXXXXX(XXXXXXXXXXXXX)
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